I definitely don’t see this bill dubbed the Financial Aid Simplification and Transparency Act (FAST) passing for many reasons. Regarding loans, parents need to be more savvy in the financial aid process to retain more gift-aid resulting in less debt with loans. In addition, they need to choose a college based on what they really can afford. The best advice I can give parents is to plan ahead!

What reauthorizing the Higher Education Act means for students
via USA Today