When Students & Parents Don’t Agree On College

In our years of helping thousands of students and parents we see it’s very common they don’t always agree on college should attend. Some reasons include the cost, location, the student has a friend(s) attending a specific college, academic reasons, the student wants to attend a prestigious school that may not be appropriate or benefit them etc.

One of my suggestions is that the parent(s) and the student take a “time out” and agree to discuss the topic again in the near future. But before doing so, I recommend both the parent(s) and the student take a piece of paper and draw a line down the middle and at the top on one side write Pros and on the other side Cons and list all that come to mind. In their next discussion it becomes more clear to both sides on how to make the best common sense decision.

If the disagreement is over the cost of a certain college, it is the parent’s responsibility to educate the student on the amount of debt he or she will graduate with. Also, the student should be responsible for some of the cost. I have found that the more the student is involved in paying for their education, the more serious they are to achieve the best in their education.

What Is A College Gap Year?

mind the college gap year

Recently the term college gap year has been getting a lot of attention since President Obama’s Daughter’s Malia decided to utilize one with Harvard University. Many colleges are encouraging the delayed entry to give students the opportunity to build upon life and work experiences with a volunteer work program, part-time work, or travel and internships in foreign countries. Students have found that they entered college more mature and focused.

I personally agree have been a proponent for students taking off a year or two before entering college for many reasons. However, student’s need to know the do’s and the don’ts when pursuing a college gap year(s). For more information, please contact our office.

Parents Continue To Be Misled By High School Guidance Counselors

Tired student worried about paying for college

It continues and unfortunately will not stop. Parents are being told the wrong information regarding financial aid topics. I just talked with a new client and she stated that her daughter’s high school counselor informed her that their 2015 taxes need to be completed before they can file the FAFSA and that the deadline for FAFSA for their colleges is June 30th 2016. Not true in both cases.

First of all, parents and or students can file their FAFSA with estimated figures. Second, each college will have their own specific deadline for FAFSA and more importantly the CSS Profile if required. It is true that the Federal deadline for FAFSA is June 30th 2016 for the academic year 2016-17. However, if one goes by that deadline, the student will miss out on good aid and that is what happened to this family. The deadline for three of their colleges was in January.

Two points here. Parents need to realize that the high school guidance counselor is not a trained expert in the financial aid process and it is the parent(s) responsibility to confirm the actual deadline with the college(s) preferably by a phone call. Recently I was informed that a college had an incorrect deadline for FAFSA and the CSS Profile on their website. If you would like appropriate advice in the financial aid process, please contact our office.

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